Ted Michalos: it had been quite encouraging really. The ministry put up a number of, it absolutely was either six or seven consultations that are public the province, and Guelph ended up being chosen among the towns and cities. There were about two dozen of us in attendance. A lot of the attendees were from social solution agencies. Therefore, the poverty task force, the credit counselling agencies in your community, low housing, that type of thing. The people that deal utilizing the people of our community that a lot of individuals perceive to be at an increased risk, the income that is low because these are hefty users of alternate economic solutions.
Doug Hoyes: therefore, now you said вЂњperceivedвЂќ. The individuals that are вЂњperceivedвЂќ as being many in danger would be the individuals who are low earnings earners. But i suppose since you used the expressed word perceived, that is not actually the fact.
Ted Michalos: ThatвЂ™s right. Among the items of information that we taken to the dining dining table, that the Ministry wasnвЂ™t alert to, was the heaviest users of pay day loans and alternative monetary solutions would be the class that is middle. Intuitively that produces sense, theyвЂ™re the social individuals who well theyвЂ™re many of us, appropriate?